Child and her piggy bank
family walking on the beachWhether you are just getting started, teaching a child to save, saving for a specific project or event, or simply need a home for your funds, we have the right savings account for your needs.
 
All Citizens Bank Savings Accounts Include the Following Services:
  • ATM Card
  • Online Banking
  • Mobile Banking
  • Notary Service
  • 24-Hour Xpress Phone Banking
  • Eligible for Safe Deposit Box Rental
    Automatic payment from an eligible Citizens Bank account required
  • Access to the MoneyPass Network of Surcharge-free ATMs
    Includes tens of thousands ATMs located from coast to coast

Citizens Savings 

Looking to put a little aside for a rainy day? We recommend this classic savings account. It’s open to all customers.
  • $3 Monthly Maintenance Fee
    No fee with $200 minimum daily balance.
  • Interest-bearing
    Contact us for current interest rate and Annual Percentage Yield
  • eStatements
    Paper statement available upon request.
  • No Fee for Savings Deposit and Withdrawal Tickets
  • $100 Minimum Opening Balance

Generation Savings

The savings account we recommend for our youngest customers and those who have reached age 55 and older.
  • No Monthly Maintenance Fee
  • Interest-bearing
    Contact us for current interest rate and Annual Percentage Yield
  • eStatements
    Paper statement available upon request.
  • No Fee for Savings Deposit and Withdrawal Tickets
  • $100 Minimum Opening Balance for Ages 55 Years and Older or $50 Minimum Opening Balance for Ages 17 Years and Under.
  • Available to Ages 17 years and younger or age 55 years and older

Money Market Account

Need to save some funds but still maintain access in case life happens? This account is your solution.
  • $10 Monthly Maintenance Fee1
    No fee with $1,000 minimum daily balance.
  • Interest-bearing
    Contact us for current interest rate and Annual Percentage Yield.
  • eStatements
    Paper Statement fee of $5 per month.
  • Unlimited Check Writing
  • Debit Card
  • Direct Deposit
  • $100 Minimum Opening Balance
    1 Monthly statement cycle

Certificate of Deposit (CD)

Looking for higher interest rates and don’t need immediate access to your funds? With our flexible terms you can set up a CD term for as little as seven days or as long as seven years! Contact any of our Branch locations for current information on terms, interest rates, and Annual Percentage Yields.

Individual Retirement Account (IRA)

Planning for the future is not a sprint but more of a marathon. Invest in your future today and enjoy retirement later. IRAs can also provide a way to defer tax payments* and invest funds for retirement or education. Contact any of our Branch locations for current information on the different types of IRA accounts, terms, interest rates, and Annual Percentage Yields.

*Please consult a tax professional for specific tax advice.
 
 
Have valuable documents or personal items you need stored in a safe place?
We offer Safe Deposit Boxes to store your items for a low annual rental fee based on the size of the box. Contact your nearest Branch location for more information on availability and fees. All Safe Deposit Boxes require automatic payment from an eligible Citizens Bank account with like ownership.  No insurance coverage is provided on box contents by FDIC or Citizens Bank. 

Corporate Culture

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Personal Checking

Simple solutions or accounts with a custom feel, we are here to meet your banking needs.


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