Small Business Owners Working

Let us be your trusted business adviser.

At Citizens Bank, we believe in getting to know our customers and learning about their business lending needs. We pride ourselves on our customized lending solutions, local decision making, and our experienced and knowledgeable Lending Team.

We offer financing for small business owners, professionals, farmers and agribusiness, non-profits and more.

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Commercial Real Estate
Specialized solutions for real estate developers, investors, and operating companies. We are here to support your real estate needs.
  • Purchase or Refinance of Commercial Property
  • Construction, Expansion, Repair, or Remodel
  • Portfolio lending for office, industrial, multifamily, retail and more
Commercial and Business Loans
Meet your growing business demands with customized lending solutions to assist with business acquisition, expansion, and capital needs. 
  • Working Capital Lines of Credit (seasonal and permanent)
  • Vehicles and Commercial Equipment (purchase or refinance)
  • Capital Injections
  • Debt Structure
Agriculture and Agribusiness
Local credit decisions from those who understand our farm and ranch communities throughout the Willamette Valley.
  • Operating and Crop Lines of Credit
  • Farmland, Pastures or Acreage
  • Facilities and Improvements
  • Livestock
  • Equipment and Vehicles
Government Guaranteed Lending
Access to enhancements that allow us to offer expanded rate, term and loan structure options. 
  • FSA (Guaranteed Farm Loans)
  • Other local government partnerships
Contact Us today and find out how we can help you and your business succeed!
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Merchant Services

Our Merchant Department serves you, so you can serve your customers.

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Business Checking

Big or small we have an account that is right for you.

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