Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, Division of Compliance and Consumer Affairs, FDIC, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, California 94105. You may send written comments about our performance in helping to meet community credit needs to Ed Fortmiller, Community Reinvestment Officer, Citizens Bank, PO Box 30, Corvallis, Or, 97339-0030 and the FDIC Regional Director. You may also submit comments electronically through the FDIC’s Web site at www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of our applications covered by the CRA filed with the FDIC. We are an affiliate of Citizens Bancorp, a bank holding company. You may request from the Regional Director, Division of Supervision and Consumer Protection, Federal Reserve Bank of San Francisco, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, California 94105 an announcement of applications covered by the CRA filed by bank holding companies.
For More Information Please Contact:
Ed Fortmiller, CRA Officer
September 18, 2018