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Citizens Bank - Senior Budget Checking

Senior Budget Checking

A simple account designed for those 55 years of age and up who don't need a lot of frills. The Senior Budget Checking Account is a great account for those who don't write a lot of checks and would like an account that does not charge a monthly maintenance fee.

  • Open to those 55 years of age and up
  • No monthly maintenance fee
  • 30 processed checks per monthly statement cycle, any additional checks $0.50 each
  • No fee for Standard checks (one package per order), Notary Service, Direct Deposit, Online Banking Account access and 24-hour Xpress Phone Banking
  • Overdraft Service available up to $200.00
  • Online Banking Bill Pay available for a $6.00 fee per month, includes 15 bill pays per month, any additional bill pays $0.40 each
  • $5 discount per year on Safe Deposit Box when set up as an automatic payment. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
  • Minimum balance to open account, $100.00


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