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Citizens Bank - NOW Account

NOW Account

Looking for an interest bearing checking account? Look no further! The NOW Account is great for those who are looking to earn interest on their account and if you hold a higher monthly balance your monthly maintenance fee will be waived.

  • $8.00 maintenance fee per monthly statement cycle (waived if daily balance remains above $1,000.00 for the entire monthly statement cycle)
  • Interest paid on this account type is a variable rate calculated on the daily collected balance and paid monthly (Interest rate subject to change; current interest rate and Annual Percentage Yield available upon request)
  • Unlimited check writing
  • No fee for Notary Service, Direct Deposit, Online Banking Account access and 24-hour Xpress Phone Banking
  • Overdraft Service available up to $400.00
  • Online Banking Bill Pay available for a $6.00 fee per month, includes 15 bill pays per month, any additional bill pays $0.40 each
  • $5 discount per year on Safe Deposit Box when set up as an automatic payment. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
  • Minimum balance to open account, $100.00


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