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Citizens Bank - NOW Account

NOW Account

Looking for an interest-bearing checking account? Look no further! The NOW Account is great for those who are looking to earn interest on their account and if you hold a higher monthly balance your monthly maintenance fee will be waived.

  • $8.00 maintenance fee per monthly statement cycle (waived if daily balance remains above $1,000.00 for the entire monthly statement cycle)
  • Interest paid on this account type is a variable rate calculated on the daily collected balance and paid monthly (Interest rate subject to change; current interest rate and Annual Percentage Yield available upon request)
  • Unlimited check writing
  • No fee for Notary Service, Direct Deposit, Online Banking Account access and 24-hour Xpress Phone Banking
  • Overdraft Service available up to $400.00
  • Online Banking Bill Pay available for a $6.00 fee per month, includes 15 bill pays per month, any additional bill pays $0.40 each
  • $5 discount per year on Safe Deposit Box when set up as an automatic payment. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
  • Minimum balance to open account, $100.00


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