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Citizens Bank - Mortgage Qualify

Pre-Qualification and Pre-Approvals

With a pre-qualification/pre-approval you can focus on the fun part, finding your dream home. Getting a pre-qualification/pre-approval with us is free, easy and quick. Our Mortgage Lenders are happy to help get the financing setup to make your home-buying process more enjoyable.

Pre-qualification can save you and your Realtor precious time by helping to focus your house-hunting efforts. A letter of pre-qualification simply lists some general financial information that you provide. Our friendly Mortgage Specialists can get you pre-qualified in a few minutes, either over the phone or in person.

A letter of pre-approval identifies you as a serious buyer and can be a good negotiating tool with the seller. Pre-approval comes after a pre-qualification and requires an application and a credit report. Usually, employment pay stubs, financial asset statements, and year-end W2 forms are required at this point. For most buyers, we can complete pre-approval within a few hours.

For more information, please call our Mortgage Department at (541) 752-5161, or
click here to contact a Mortgage Lender at your nearest Citizens Bank Branch.

Mortgage services available only in the state of Oregon. Company NMLS# 390263.


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