Pre-Qualification and Pre-Approvals
With a pre-qualification/pre-approval
you can focus on the fun part, finding your dream home. Getting a pre-qualification/pre-approval
with us is free, easy and quick. Our Mortgage Lenders are happy to help get the
financing setup to make your home-buying process more enjoyable.
Pre-qualification can save you and your Realtor precious time by
helping to focus your house-hunting efforts. A letter of
pre-qualification simply lists some general financial information
that you provide. Our friendly Mortgage Specialists can get you
pre-qualified in a few minutes, either over the phone or in
A letter of pre-approval identifies you as a serious buyer and
can be a good negotiating tool with the seller. Pre-approval comes
after a pre-qualification and requires an application and a credit
report. Usually, employment pay stubs, financial asset statements,
and year-end W2 forms are required at this point. For most buyers,
we can complete pre-approval within a few hours.
For more information,
please call our Mortgage Department at (541) 752-5161, or
to contact a Mortgage Lender at your nearest Citizens Bank Branch.
Mortgage services available only in the state of Oregon. Company NMLS# 390263.