Under the Federal Community Reinvestment Act (CRA), the Federal
Deposit Insurance Corporation (FDIC) evaluates our record of
helping to meet the credit needs of this community consistent with
safe and sound operations. The FDIC also takes this record into
account when deciding certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA, including, for example, information
about our branches, such as their locations and services provided
at them; the public section of our most recent CRA Performance
Evaluation, prepared by the FDIC; and comments received from the
public relating to our performance in helping to meet community
credit needs, as well as our responses to those comments. You may
review this information today.
At least 30 days before the beginning of each quarter, the FDIC
publishes a nationwide list of the banks that are scheduled for
CRA examination in that quarter. This list is available from the
Regional Manager, Division of Compliance and Consumer Affairs,
FDIC, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco,
California 94105. You may send written comments about our
performance in helping to meet community credit needs to Ed
Fortmiller, Community Reinvestment Officer, Citizens Bank, PO Box
30, Corvallis, Or, 97339-0030 and the FDIC Regional Manager. Your
letter, together with any response by us, will be considered by
the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional
Manager. You may also request from the FDIC Regional Manager an
announcement of our applications covered by the CRA filed with the
FDIC. We are an affiliate of Citizens Bancorp, a bank holding
company. You may request from the Regional Manager, Division of
Supervision and Consumer Protection, Federal Reserve Bank of San
Francisco, 25 Jessie Street at Ecker Square, Suite 2300, San
Francisco, California 94105 an announcement of applications
covered by the CRA filed by bank holding companies.
For More Information Please Contact:
Ed Fortmiller, CRA Officer
September 20, 2016
Community Reinvestment Act (PDF)