Citizens Bank

 

Personal Savings & Extras

As a Citizens Bank account holder, you'll save with one of the most successful and stable community banks in the country. In addition, your funds will stay at home and help to support the economic vitality of the Willamette Valley.

Regular Savings

Earn as you save. An interest-bearing account for savers who want easy, convenient access to their money.

Senior Savings

No monthly fees! An interest-bearing account designed specifically for seniors (ages 55 and up).

Minor Savings

Start small, think big. A no-fee account designed for our under-18 customers.

Health Savings Account

Designed to help individuals save for qualified medical and retiree health expenses on a tax-free basis.

 

Citizens Check Card

Discover the convenience of this all-in-one debit, ATM, and check guarantee card.

Online Banking

Manage your personal finances from your own computer with our free, convenient online banking service. Discover the convenience and security of paying bills online.

Safe Deposit Boxes

Store your important documents and valuable assets safely and conveniently. Fire-resistant bank vaults and security systems protect against unauthorized access. No insurance coverage is provided on box contents by FDIC or Citizens Bank.

Financial Services

Invest with an expert. As a special service to investors, Citizens Bank has established a business relationship with Dave Cudo, a registered financial advisor with Raymond James Financial Services Inc. Not insured by the FDIC. Not guaranteed by Citizens Bank. Subject to risk and may lose value.

24-Hour Xpress Phone Banking

Our 24-Hour Xpress Phone Banking Service is always open. Get instant access to your account information. Transfer funds at any hour of any day from your own home. To use Xpress Phone Banking, call 541-766-2255 within the Corvallis calling area, or 800-577-1778 outside of Corvallis. Phone or visit your nearest Citizens Bank branch office for more information about this convenient service.

Ready Reserve Overdraft Protection

Avoid the return of checks as well as charges for overdraft or non-sufficient funds. This service offers an extra measure of protection by automatically transferring money to your checking account in the event of an overdraft. Phone or visit your nearest Citizens Bank branch office for more information about this convenient service.

Notary Service

Available at every branch office, notary service is offered for $10.00 per signature/person.

Certificate of Deposit

Establish your investment goals. Our representatives can help you choose from a selection of certificates. Please phone or visit your nearest Citizens Bank branch office for more information.

Individual Retirement Account (IRA)

Save for your future. IRAs provide a way to defer tax payments and invest funds for retirement or education. Please phone or visit your nearest Citizens Bank branch office for more information.

 

REGULAR SAVINGS

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AVAILABILITY Open to all
TRANSACTIONS
 
Transaction limits apply; please refer to our Deposit Account Brochure for details
INTEREST Contact us for current interest rate and Annual Percentage Yield
MAINTENANCE FEE Waived if balance remains above $200; $3 per calendar month if balance falls below $200 any day of the month
PRODUCTS & SERVICES No charge for standard savings deposit and withdrawal tickets
INITIAL DEPOSIT
REQUIRED
$100
OTHER FEES $10 assessment if account is closed within the first 90 days

To open a Regular Savings Account, visit your nearest Citizens Bank branch office.

 

SENIOR SAVINGS

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AVAILABILITY Open to customers 55 years of age and above
TRANSACTIONS
 
Transaction limits apply; please refer to our Deposit Account Brochure for details
INTEREST Contact us for current interest rate and Annual Percentage Yield
MAINTENANCE FEE None
PRODUCTS & SERVICES No charge for standard savings deposit and withdrawal tickets
INITIAL DEPOSIT
REQUIRED
$100
OTHER FEES $10 assessment if account is closed within the first 90 days

To open a Senior Savings Account, visit your nearest Citizens Bank branch office.

 

MINOR SAVINGS

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AVAILABILITY

Open to customers under 18 years of age

TRANSACTIONS
 
Transaction limits apply; please refer to our Deposit Account Brochure for details
INTEREST Contact us for current interest rate and Annual Percentage Yield
MAINTENANCE FEE None
PRODUCTS & SERVICES No charge for standard savings deposit and withdrawal tickets
INITIAL DEPOSIT
REQUIRED
$25
OTHER FEES $10 assessment if account is closed within the first 90 days

To open a Minor Savings Account, visit your nearest Citizens Bank branch office

 

 

HEALTH SAVINGS ACCOUNT

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AVAILABILITY

Individuals under the age of 65 are eligible to contribute to an HSA if they:

1.) have a qualified health plan (HDHP) and they are NOT covered by other health insurance

2.) are not eligible for Medicare and cannot be claimed as a dependent on someone else's tax return

TRANSACTIONS
 
Transaction limits apply; please refer to our Health Savings Account brochure for details
INTEREST Contact us for current interest rate and Annual Percentage Yield
MAINTENANCE FEE None
PRODUCTS & SERVICES No charge for 24-hour Xpress Phone Banking, Notary Service, Direct Deposit, Online Banking Account access
INITIAL DEPOSIT
REQUIRED
$100
OTHER FEES

$25.00 account opening fee

To open a Health Savings Account, visit your nearest Citizens Bank branch office

 

 

CITIZENS CHECK CARD

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Easier than carrying cash, the Citizens Check Card makes shopping and banking a breeze. Use it anytime, anywhere.

Check Card Features

• Credit card convenience without credit costs: Pay with your check card,
• with no worry of interest payments or annual fees

• Worldwide acceptance: Purchase goods throughout the world from
• merchants who display the Visaฎ logo

• Global ATM access: Withdraw cash at thousands of ATMs at home
• and abroad

• Printed records: Obtain detailed listings of all check card transactions on
• your checking account statement for easy record-keeping

• Billing dispute resolution: Get help resolving disputes if you disagree with a
• merchant about a check card transaction

• No additional ID required: Forget those out-of-town worries about writing
• checks and fumbling for identification. Your Citizens Check Card is
• accepted wherever you see the Visaฎ logo

To obtain a Citizens Check Card, visit your nearest Citizens Bank branch office.

 

 

MoneyPass

MoneyPass
Our ATM network is now nationwide! Find your nearest ATM on MoneyPass.

Online Security Tips

Online Security Tips
Read helpful security tips about online banking and mobile banking.

FDIC

FDIC
Learn more about the Federal Deposit Insurance Corporation and Citizens Bank.

Moving Kit

Moving Kit
Need help moving your accounts? Let us help.

Remote Deposit Capture

Remote Capture
Deposit your checks from your office PC!

News & Events

Extra! Extra!
News & Events

 

 

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