Our mortgage specialists cater to first-time homebuyers and seasoned real estate investors alike. Whatever your borrowing needs, we're here to assist you with a variety of
home loan options.

Loan Options

• Fixed rate and adjustable rate mortgages

• Loan terms from 10 years to 30 years

• First-time home buyer programs with down payment assistance

• Primary residence, second/vacation home, and investment properties (1-4 units)

• Conventional and jumbo loans

• FHA, and Oregon State Bonds (based on availability)

Need a quick estimate of possible loan amounts based on your income? Click here to use our mortgage calculators.

For more information, please call our Mortgage Department at (541) 752-5161, or click here to contact a loan officer at your nearest Citizens Bank branch office.


Mortgage services available only in the state of Oregon.