At Citizens Bank, we believe that buying a first home should be an exciting and memorable experience. Our mortgage specialists will take the time to explain the steps necessary for home ownership and will patiently answer all of your questions.

Financing Options for First-Time Buyers

• Low down payment (3 percent) programs

• No down payment programs

• Down payment assistance programs

• Closing cost assistance programs

• FHA and Oregon Bond

Need a quick estimate of possible loan amounts based on your income? Click here to use our mortgage calculators.

For more information, please call our Mortgage Department at (541) 752-5161, or click here to contact a loan officer at your nearest Citizens Bank branch office.


Mortgage services available only in the state of Oregon.