At Citizens Bank, we believe that buying a first home should be an exciting and memorable experience. Our mortgage specialists will take the time to explain the steps necessary for home ownership and will patiently answer all of your questions.

Financing Options for First-Time Buyers

• Down payment assistance programs

• Closing cost assistance programs

• FHA and Oregon Bond (based on availability)

Need a quick estimate of possible loan amounts based on your income for a new home loan? Click here and use the "Home Buying" button in our mortgage calculators.

For more information, please call our Mortgage Department at (541) 752-5161, or click here to contact a loan officer at your nearest Citizens Bank branch office.


Mortgage services available only in the state of Oregon. Company NMLS# 390263.