Community Reinvestment Act  |  Security Statement  |  Children's Online Policy

Community Reinvestment Act Notice

Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations.  The FDIC also takes this record into account when deciding certain applications submitted by us.

Your involvement is encouraged.

You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their locations and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments.  You may review this information today.

At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter.  This list is available from the Regional Manager, Division of Compliance and Consumer Affairs, FDIC, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, California 94105.  You may send written comments about our performance in helping to meet community credit needs to  Ed Fortmiller, Community Reinvestment Officer, Citizens Bank, PO Box 30, Corvallis, Or, 97339-0030 and the FDIC Regional Manager.  Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the FDIC Regional Manager.  You may also request from the FDIC Regional Manager an announcement of our applications covered by the CRA filed with the FDIC.  We are an affiliate of Citizens Bancorp, a bank holding company.  You may request from the Regional Manager, Division of Supervision and Consumer Protection, Federal Reserve Bank of San Francisco, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, California 94105 an announcement of applications covered by the CRA filed by bank holding companies.

For More Information Please Contact:

Ed Fortmiller, CRA Officer
541-766-2244 or

Contact Us

September 18, 2012
Internet Banking Notice

Children's Online Policy

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The online financial services offered through Citizens Bank's Web site are not designed for or directed toward children under age 13. We do not knowingly solicit or collect data from children, and we do not knowingly market to children online without express parental consent or notification. If we receive online information from any child, we will only use the information to respond directly to a child's request. We recognize that protecting children's identities and online privacy is important and that responsibility rests with us and with parents. If you believe your child has provided personally identifiable information to us, please contact us. Please call us at (541) 752-5161 or toll free outside of the Corvallis area at (800) 577-1778, or contact us by e-mail at Contact Us. (Please do not send sensitive information via e-mail.)